The Georgetown Family Orthodontics team wants to help you maximize your insurance benefits. Many insurance policies have a lifetime orthodontic benefit, which is different from your regular dental insurance. As a service to you, we will gladly file and process your insurance claims.

In addition, we are a preferred orthodontic provider for a number of insurance companies, including:

  • MetLife

  • United Concordia TDP

  • Cigna

  • Humana

  • Sunlife Financial

  • Ameritas

  • Principal

Whether you have insurance with one of these companies or another provider, our team will will assist you with navigating your benefits. If you have any questions we are always here to help.


At any stage of life, orthodontic treatment is a great investment in your overall health. Not only will you benefit from a beautiful, healthy smile, but it sets a great example for your family. An investment in your smile will pay dividends for a lifetime.

Orthodontic care has come a long, long way, and treatment options are typically shorter in duration and more affordable than before. But we don’t want the cost of braces to stand in the way of the smile you deserve. For this reason, we are committed to making orthodontic care accessible to all families regardless of insurance coverage. Georgetown Family Orthodontics is proud to offer a variety of payment options tailored to your needs.

We partner with CareCredit and OrthoBanc which enables you to achieve the smile you deserve while staying within your budget. We also offer discounts for multiple family members and for treatment paid in advance. Please contact us to learn more about our convenient financing options.

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Common Questions

What do I need to bring to my first visit?

For your first visit you’ll need to bring the completed office forms that were either downloaded from our on-line office or received in the mail. Also, if you have a Panorex film from your regular dentist within the past 12 months that will be beneficial for Dr. Schaefer in evaluating what is going on underneath the gums. If you would like us to file with your insurance company then please bring your insurance card with you.

Can orthodontics address my condition?

Orthodontics can improve and correct a wide variety of bite problems that may or may not be associated with other dental problems.

When should I start treatment?

Every patient is different and multiple variables determine the best starting time for each patient. Sometimes intercepting growth plays a significant role; and other times, the problem is strictly dental related and growth isn’t a factor. Dr. Schaefer will inform you if the time is right. If not, we will monitor you until it is. It is important to know that we cannot start treatment unless you have had a recent check-up and cleaning with your regular dentist, and you have healthy gums and teeth.

What appointment times are available?

We offer a variety of appointment times in order to accommodate our patients work and school schedules. By offering shorter appointments in the early morning and after school we can accommodate more patients. Our longer appointments are during the morning and early afternoon. Please refer to our office information for our most current hours.

What treatment procedures will be used to correct the problem?

There is no one treatment that is for everybody. Every patient is unique in their own way and so are the treatment plans. However, we do offer the most current technology available. Be sure to ask us.

Do any permanent teeth need to be removed?

This is a concern of many patients. Sometimes it is very obvious and other times it isn’t. Dr. Schaefer understands these concerns and does not readily recommend the removal of permanent teeth without you fully understanding the reason. If applicable, we may offer non-extraction alternatives.

How long will the treatment take?

Everybody’s overall treatment time varies; however, the average treatment time for teenagers is 20-24 months and adults 28-30 months. We do offer various appliances and technology to shorten your treatment time, which may be available at an additional cost.

How much will it cost?

A very common question. Your fee will be determined by the complexity of your case and the length of treatment.

What are my payment options?

We have various payment options to accommodate the various budgets of our patients. We offer in-office payment plans that carry no interest, no down payments, and down payments with monthly payments, or third-party options that allow you carry the balance longer.

Do braces hurt?

The braces themselves do not hurt; however, after each adjustment your teeth may be sore for a day or two. The level of soreness varies from patient to patient and whatever you normally take for body aches is usually adequate enough to make you comfortable.